Home Services + Trades + Contractors
Coverage That Works as Hard as You Do
Running a home-service or trade business means facing real risks on every job. From protecting your tools and team to meeting client requirements and avoiding costly coverage gaps, InsurEdge Group helps Blue Collar Connect members secure the right insurance to keep their business strong.
Built for the Pros Who Keep Homes Running
Plumbers
Electricians
HVAC Technicians
Window Washers
Exterior Cleaners
Remodelers
Handymen
Floor/tile Installers
Landscapers
Appliance Installers
General Contractors
Cleaning Services
Pest Control
Excavators
Auto Service
Painters
Real Job-Site Risks That Insurance Should Cover
The everyday hazards contractors face can turn into costly claims fast.
Employee Injuries
Property Damage
Design or Installation Errors
Theft & Vandalism
Weather Impacts
Auto Accidents
Let’s reinforce your coverage from the ground up.
Most contractors think general liability covers everything, it doesn’t. We help close the gaps.
Essential Coverage for Home Service and Trade Professionals
The protection that keeps your business moving, no matter the job.
General Liability
Covers third-party injuries and property damage, the baseline for any contractor.
Installation Floater
Covers materials waiting to be installed, a big risk gap for many trades.
Protects work vehicles and the tools inside them from accidents, theft, and liability.
Commercial Auto
Commercial Property
Covers your shop, garage, warehouse, or office and inventory.
For accepting payments, storing customer data, or using mobile work orders.
Cyber Liability
Workers’ Comp
Required in most states if you have employees; covers injuries on the job.
Professional Liability
Covers design/specification mistakes, crucial for HVAC, electrical, plumbing, and remodel work.
Inland Marine
(Tools & Equipment)
Protects tools, materials, and equipment in transit or at job sites.
Pollution Liability
Protects against environmental damage (refrigerants, mold, fuel lines).
Bonding
(License, Permit & Contract Bonds)
Required for many trades; ensures you complete work as promised.
Every contractor’s risk is different.
We make sure your insurance matches the jobs you take on.
Where Contractors Often Get Surprised
How do I protect leadership and our decision-making?
Protect your leadership and your legacy.
We’ll guide you through specialized coverage to shield your management team and company decisions.
Why Blue Collar Connect Members Work With Us
Round out your protection.
We’ll help you fill in the gaps, meet obligations, and protect your reputation with extended coverage solutions.
