Home Services + Trades + Contractors
Coverage That Works as Hard as You Do
Running a home-service or trade business means facing real risks on every job. From protecting your tools and team to meeting client requirements and avoiding costly coverage gaps, InsurEdge Group helps Blue Collar Connect members secure the right insurance to keep their business strong.
Built for the Pros Who Keep Homes Running
Plumbers
Electricians
HVAC Technicians
Window Washers
Exterior Cleaners
Remodelers
Handymen
Floor/tile Installers
Landscapers
Appliance Installers
General Contractors
Cleaning Services
Pest Control
Excavators
Auto Service
Painters
InsurEdge Group is the Official Insurance Provider for Blue Collar Connect.
Real Job-Site Risks That Insurance Should Cover
The everyday hazards contractors face can turn into costly claims fast.
Employee Injuries
Property Damage
Design or Installation Errors
Theft & Vandalism
Weather Impacts
Auto Accidents
Let’s reinforce your coverage from the ground up.
Most contractors think general liability covers everything, it doesn’t. We help close the gaps.
Essential Coverage for Home Service and Trade Professionals
The protection that keeps your business moving, no matter the job.
Covers third-party injuries and property damage, the baseline for any contractor.
General Liability
Covers materials waiting to be installed, a big risk gap for many trades.
Installation Floater
Protects work vehicles from accidents, theft, and liability.
Commercial Auto
Covers your shop, garage, warehouse, or office and inventory.
Commercial Property
For accepting payments, storing customer data, or using mobile work orders.
Cyber Liability
Required in most states if you have employees; covers injuries on the job.
Workers’ Comp
Covers design/specification mistakes, crucial for HVAC, electrical, plumbing, and remodel work.
Professional Liability
Inland Marine
Protects tools, materials, and equipment in transit or at job sites.
(Tools & Equipment)
Protects against environmental damage (refrigerants, mold, fuel lines).
Pollution Liability
Bonding
Required for many trades; ensures you complete work as promised.
(License, Permit & Contract Bonds)
Every contractor’s risk is different.
We make sure your insurance matches the jobs you take on.
Where Contractors Often Get Surprised
It’s what your policy doesn’t cover that can create the biggest problems.
General Liability usually does not cover design mistakes or faulty work.
Water damage in a build may be excluded due to water/sewer backup rules.
Tool theft may be excluded from standard policies unless you add Inland Marine.
Subcontractors may void coverage if they don’t carry proper limits.
Uninstalled materials may not be covered without an Installation Floater.
Commercial Auto doesn't cover personal use or employee-owned vehicles.
You shouldn’t have to find out about exclusions the hard way.
We’re here to help you uncover those blind spots and strengthen your coverage with confidence.
Why Blue Collar Connect Members Work With Us
Fast, contractor-focused insurance guidance
We know the specific risks of home services businesses
We review your policies for gaps before they become problems
Access to risk management services through our partnership
Easy certificate handling and policy updates
Blue Collar Connect chose IEG because their members needed an insurance partner who truly understands your industry.
We’re ready to help you with the same expertise and support your fellow members count on.
Jeremy Barnes
Commercial Risk Advisor
Keep Your Business Running Strong.
1225 N. Main Street
Meridian, ID 83642
Contact IEG Today!
